Apple's iPhone 12 is probably the one you should get. Save that $200 and put them towards some cool accessories.
New design is pretty and compact; OLED screen; finally! MagSafe is cool and has potential; Outstanding performance; One of the best cameras on a smartphone
No charger; no headphones in the box; 64 GB of storage is fine; but feels a bit stingy in current ecosystem; No telephoto lens; No ultra high refresh rate