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Use your existing money to pay for purchases.
Money drawn directly from your balance.
No interest charges and worries about repayments.
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Annual fee
An annual fee charged to the owner of the account. Charged for each year the account is active. The low or even no annual fee cards are ideal if you don't spend that much or posses multiple cards, and don't need a lot of benefits and perks.
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Balance transfer
The initial interest rate that you pay when switching card providers. The new credit card provider pays off your outstanding balance on your old card and transfer the debt to your existing debt to your new card. This is ideal if your current credit card carries debt and you want to lower your costs the coming months.
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Interest rate
The interest is applied if you're not able to pay back the full amount within the time frame. If this is a case, then a low interest credit card might come in handy and will lower your costs.
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Credit Cards Disclaimer:
PriceMe money compare credit card rates, features and providers to assist consumers in New Zealand to make informed financial decisions and is a free information service for consumers. We're independent of the credit card providers and don't endorse a particular provider. Please always seek professional advice and check out the information on the providers website before applying for a credit card. Please note that credit card applications are submitted on the providers' sites or through their channels.
The credit card rates and fees provided by
PriceMe Money
, which strives to provide up-to-date and accurate financial information like rates and fees, but take no responsibility for any inaccuracies on the website. Credit card companies may pay PriceMe Money a commission for leads when a user clicks through to apply for a credit card.