97% of all businesses in New Zealand are small to medium sized enterprises with fewer than 20 employees. Because of their small size, the vast majority of these businesses cannot afford to take a financial hit should things go wrong. The entire future of their business could be in jeopardy when faced with a crisis, and insurance is an obvious safeguard. However, even if they are insured, many businesses are not covered by the RIGHT cover. Are you covered? Correctly covered?
Adopting a "one size fits all" mindset is a dangerous approach to take, and could cost you plenty. Gaps in your cover, even if they are relatively small, can be costly so it is a sensible investment of your time to consult a business insurance specialist, such as BizCover. BizCover offers cover options for over 700 different occupations, and all the different risks they face, and they can customise your cover by helping you pick and choose the types of policies relevant to your business.